Sold By The Yard


Real Estate by Jodi Turner – Serving Tulsa, Broken Arrow, Jenks, Sand Springs and across North East Oklahoma

I serve buyers and sellers, specializing in single family residential sales in the greater Tulsa area. I earn your confidence and trust with my knowledge of the market and my skills that serve your best interest. I am here to serve you. Call me when you are ready to sell or buy a home.

Jodi Turner
918.629.7018

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Our YouTube Channel

posted by admin @ 11:48 PM
Friday, July 16, 2010

Please select a video below to see what is available on our channel.

Check back often, we will be adding new properties regularly.

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posted by admin @ 2:21 AM
Monday, February 27, 2012

Top Kitchen Design Trends for 2012

A recent survey of more than 350 designer members of the National Kitchen & Bath Association (NKBA) revealed their top design trends for kitchens based on the materials, product types, and styles they incorporated into their kitchen designs over the final three months of 2011.

According to the results of the 2012 NKBA Design Trends Survey, while broad trends won’t be evident in every local market, the following represent overall trends for kitchens across the United States and Canada.

Cherry Wood in Decline
Cherry wood has consistently been the first or second most popular type of wood for cabinetry, jockeying for the top spot with maple each year. However, designers are slowly shifting away from it. While 80 percent of NKBA member kitchen designers had recently specified cherry cabinetry as 2010 approached, that figure dropped to 72 percent last year and fell again to 69 percent heading into 2012.

No one other wood species is taking that market share on its own, as even maple dropped in popularity this year, falling from 77 percent last year to 70 percent now. Instead, a number of lesser-used woods are being specified more often, including oak, which is specified by twice as many designers now (22 percent) versus two years ago (11 percent); walnut, which has increased from 3 percent in 2010 to 9 percent in 2011 to 13 percent today; birch, which is now specified by three times as many kitchen designers as it was a year ago (15 percent vs. 5 percent), and bamboo, which has doubled from 5 percent last year to 10 percent now. While alder is currently specified by 27 percent of kitchen designers, that figure is down from 30 percent last year and from 40 percent two years ago.

Darker Finishes
Natural kitchen cabinetry continues a steady move toward darker finishes. While light natural finishes have been recently specified by 30 percent of kitchen designers, medium natural finishes stand at 55 percent, with dark natural finishes at 58 percent. Two years ago, dark natural finishes were specified by only 43 percent of designers. Among painted cabinetry, white continues to be the most popular option, as white cabinets have been recently specified by 59 percent of NKBA member kitchen designers. Another trend to note is that distressed finishes are making a comeback.

Glass Backsplashes
Although glass remains a niche material for kitchen countertops, it’s been used recently by more than half of kitchen designers as a backsplash material, rising from 41 percent a year ago to 52 percent now. This trails only natural stone tile at 60 percent and ceramic tile (including porcelain), which has been specified of late by some 74 percent of designers. Even at that high rate, ceramic tile backsplashes are on the decline, as they stood at 78 percent a year ago and 88 percent two years ago. Other popular backsplash materials are granite at 30 percent and quartz at 20 percent.

LED Lighting
Energy-efficiency is clearly not a fad, but a real trend that can be seen taking hold in homes across the United States and Canada. Despite the higher initial cost, light-emitting diode (LED) lighting is proof of this trend. Specified by 50 percent of NKBA member kitchen designers entering 2010, that rate increased to 54 percent the following year and has jumped over the past year to 70 percent. However, compact fluorescent lights (CFLs) aren’t sharing in this trend. Although they use roughly a quarter the energy of an incandescent bulb when producing the same amount of light, measured in lumens, the poor color of the light they produce and the presence of mercury in these bulbs are keeping them out of newly remodeled kitchens, falling from 36 percent last year to 26 percent today.

Pull-Out Faucets
Pull-out kitchen faucets have become established as the dominant type of kitchen faucet. Designers are increasingly eschewing the standard faucet with a detached side spray in favor of pull-out models that integrate the two functions into a single unit. The use of pull-out faucets has increased from 88 percent to 91 percent to 93 percent. In other words, 14 of out every 15 designers who designed a kitchen over the final three months of 2011 incorporated a pull-out faucet. These versatile models might also be mitigating the need for pot-filler faucets, which have recently been specified by just 28 percent of designers, down from 41 percent two years ago.

Source: nkba.org

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Attitudes Toward Economy Improving, Says Survey

posted by admin @ 2:18 AM
Saturday, February 25, 2012

According to the latest Harris Poll online survey of 2,056 adults, the general feeling toward the economy and employment is gradually improving.

Over one-third of Americans (36 percent) say they expect the economy to improve in the coming year while two in five (40 percent) say it will remain the same and one-quarter (24 percent) believe it will get worse. These statistics are based on December survey results when one-quarter of U.S. adults (23 percent) believed the economy would improve, almost half (47 percent) felt it would stay the same and three in ten (29 percent) thought it would get worse.

Perceptions of the job market are also improving, albeit a little more slowly. Three in five Americans (59 percent) rate the current job market of their region of the country as bad, 16percent say it is good and one-quarter (25 percent) say it is neither good nor bad. In January, almost two-thirds of U.S. adults (65 percent) felt the job market in their region was bad and 14percent felt it was good. This is the first time since July of 2008 that the percentage of those who think the job market in their region is bad is below 60 percent.

Looking ahead, there is also a sense of optimism on where the job market is heading. One-third of Americans (32 percent) believe the job market in their region of the nation will get better in the next six months, half (51 percent) say it will stay the same and 17 percent believe it will get worse. Last month, just one-quarter (27 percent) felt the job market would get better, over half (53 percent) felt it would remain the same and one in five (21 percent) felt it would get worse.

Finally, feelings about whether the country is still in a recession or not are also improving. In September, seven in ten Americans (69 percent) felt the country was still in a recession, while one in ten each felt that the U.S. came out of a recession but will now enter a new recession (11 percent) and the country has come out of the recession and the economy is growing (10 percent). A few months later and, while over half of Americans (56percent) still think the country is in a recession, one-quarter (24 percent) believe the country has come out of the recession and the economy is growing and just 8 percent believe the U.S. has come out of a recession but will enter a new one.

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Unfairly Foreclosed Upon? Deadline to Request Review Now Extended

posted by admin @ 2:16 AM
Saturday, February 25, 2012

For those who believe they might have suffered financial injury as a result of errors in foreclosure actions on their homes in 2009 or 2010, the deadline for submitting requests for review under the Independent Foreclosure Review has been extended to July 31, 2012. The announcement of the extension was made yesterday by The Office of the Comptroller of the Currency (OCC) and the Board of Governors of the Federal Reserve System (Federal Reserve). The deadline extension provides more time to increase awareness of how eligible people may request a review through the Independent Foreclosure Review process and to encourage the broadest participation possible.

As part of enforcement actions issued in April 2011, the OCC, Federal Reserve, and the Office of Thrift Supervision required 14 large mortgage servicers to retain independent consultants to conduct a comprehensive review of foreclosure activity in 2009 and 2010 to identify borrowers who may have been financially injured due to errors, misrepresentations, or other deficiencies in the foreclosure process. If the review finds that financial injury occurred, the borrower may receive compensation or other remedy.

Borrowers are eligible for an Independent Foreclosure Review if they meet the following basic criteria:
• The mortgage loan was serviced by one of the participating mortgage servicers.
• The mortgage loan was active in the foreclosure process between January 1, 2009 and December 31, 2010.
• The property securing the mortgage loan was the borrower’s primary residence.

For more information, visit www.occ.gov/independentforeclosurereview.

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Americans Prepare to Pay Even More at the Pump

posted by admin @ 2:14 AM
Saturday, February 25, 2012

Sticker shock at the pump is expected to get even worse in the coming years. According to a survey from the Advanced Energy Economy (AEE), 62 percent of Americans expect a gallon of gasoline to be $5 or more within the next five years. Eight in 10 Americans said that the country’s dependence on foreign oil was either a “crisis” or “major problem” and that the cost had become a “burden.”

Findings from the survey include:

62 percent of Americans think a gallon of gas will cost $5 or more in the next five years. What’s more, 31 percent believe it will be $6 or more and more than 1 in 10 (12.4 percent) believe it will be $7 or more.
82 percent see our dependence on foreign oil as a “crisis” or “major problem” and where you fall in the political spectrum is largely irrelevant – this view applies to 85 percent of Republicans, 80 percent of Democrats and 78 percent of Independents.
78 percent called the amount of money they spend on gasoline a “burden,” with nearly half saying a “serious burden” and nearly two-thirds reporting they are taking steps to save on gas costs.
67 percent of Americans say they have taken steps in the last three years to save gasoline (such as buying a car with better gas mileage or changing their driving behavior). Even more than 60 percent of those making over $100,000 annually reported taking action to reduce their gasoline use.
55 percent of Americans believe that efforts to make greater use of energy saving technologies that help our country do more with less have been “positive” because they save money over the long run and make our economy more productive and competitive. Twenty-five percent believe these efforts have been “negative” and 20 percent don’t know/aren’t sure.
The AEE online survey of 1,004 adults was conducted from Dec. 6 through Dec. 7, 2011, by JZ Analytics.

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Tips to Prevent Ice Dams this Winter

posted by admin @ 8:41 AM
Wednesday, October 12, 2011

With winter fast approaching, now is the time to take action to prevent the type of ice dams that caused tremendous damage – and resulted in expensive repairs – for many homeowners last year.

“Ice dams that form along your roof can cause major damage,” says Sean Welch, a senior assistant vice president for an insurance company. “As ice builds up, it prevents water from melted snow and ice from draining off the roof, so the water leaks into your house and goes under your roof and inside your home, causing costly damage to walls, ceilings and insulation.”

Homeowners can take the following steps to help prevent ice dams from affecting their homes:

-Make sure the ceiling is airtight, so warm, moist air doesn’t flow into the attic space.
-Increase ceiling and roof insulation to minimize the amount of heat that rises into the attic.
-Use weather-stripping around entryways to the attic.
-Seal around attic ducts, light fixtures, chimneys and fans to prevent heat from melting snow.
-Make sure the attic is well ventilated so that any warm air is replaced with cold outside air.
-Clean debris from gutters and drains to allow for proper drainage.

“Proper insulation and roof ventilation can help prevent ice dams from forming, helping protect homes from damage – while also helping to reduce energy bills,” Welch says.

Anyone building a new home or re-roofing an existing one also should install protective membranes under the roof covering, to help prevent water from leaking through. These are watertight barriers that extend from the lower edge of the roof up the slope at least 24 inches past the exterior wall line. This protective layer is often required by building code for new homes and re-roofing in areas where ice dams are known to occur.

With early preparation, homeowners can prevent ice dams from happening even before winter arrives.

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As Mortgage Rates Dip Lower, Homeowners Should Consider Refinancing

posted by admin @ 8:35 AM
Wednesday, October 12, 2011

Rates were already low at the start of the quarter, but following the Fed’s announcement this month, the national average rate on a traditional 30-year, fixed-rate mortgage has inched lower. Informa Research Services, a subsidiary of Informa plc (LSE: INF), encourages qualified homeowners to take advantage of low interest rates and look to refinancing their current home loan.

“Mortgage rates were near record lows when the Federal Reserve Board acted to further reduce long-term interest rates in general, and included a targeted effort to push down mortgage rates even more.” Following this announcement, national average 30 year mortgage rates have dropped to record lows.

Homeowners who want to reduce their monthly mortgage obligation can check with their local lenders to stay abreast of the most current mortgage rate movement.

A successful refinance will bring qualified homeowners immediate savings in the form of reduced monthly mortgage payments, but more importantly, larger savings over the remaining term of their loan. That being said, homeowners who are considering refinancing a current loan should research their options to ensure that the benefits of refinancing their mortgage will outweigh the costs. This relies heavily on the rate that is attached to the current home loan.

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7 Steps to Help Speed Up Your Sale

posted by admin @ 8:11 AM
Wednesday, October 12, 2011

By Barbara Pronin
Setting a competitive sale price, most REALTORS agree, is arguably the best way to speed up the sale of your home in todays market.
In addition to pricing your home right, you need to do everything you can to make your home stand out from the competition.
To do that, try to change your mindset and look at the property from the point of view of the buyer:
Start at the curb
What does the buyer see first? Keep the walkway neat, trim plants and hedges, replace worn front door or screen doors.
Focus on the entry
Potential buyers entering the home should see as spacious an interior as possible. Remove clutter, even small pieces of furniture that close off further entry. Make the entry open & inviting.
Remove the personal factor
Shelves full of bowling trophies or your personal collections can be distracting to a buyer who is trying to see himself in the living space.
Make small repairs
Replace that cracked light switch cover. Repair or replace a broken tile or a chip in the bathroom sink. Even taping back wires from audio or computer systems can increase a room.
Make small updates
Brighter light fixtures, new cabinet door handles in the kitchen, or updating to modern bathroom accessories can go a long way toward giving your home a fresh, new look.
Scrub, scrub, scrub
New kitchen appliances, especially stoves, are a plus, but if you can’t replace the appliance, make sure oven racks, broiler pans and burner surfaces are scrupulously clean and shiny.
Add some
Brighter lighting, a shiny mirror in the hallway, fresh new towels, or a crystal vase of fresh flowers on the dining room table are small and inexpensive touches that can attract and please potential buyers.
If you need a reality check, take a walk through an open house or two in your neighborhood and compare your home to the competition. Then, adjust your price and/or make the small changes that make your home the best buy on the block.

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Track Your Elected Official – Here’s how…

posted by admin @ 3:03 AM
Tuesday, September 20, 2011

Topic Summary: The power of the internet allows us track a lot of useless information. Now we can harness some of that useful power to track everything our elected officials say or do. I a few seconds you can set up TRACKERS to monitor what they say, and how they vote in issues important to you.

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From their latest YouTube Video, (they all have their own channel) to how they work on legislation, you can now easily track the (legal) activity of your elected officials in Congress.

The service is from GovTrack.us – a Washington, D.C. based watchdog organization. Depending on how you set up alerts, you can request email updates on the member’s desired activities.

Here is how to do it.

Go to http://www.govtrack.us/users/
Click on TRACKERS then over on right Click on SIGN UP
On this page, just add your email address and a password (4 letters or numbers or more)
When you see “I’ve Registered. Now what?” Click on TRACKERS
Then, over on right, click on “Find Your Member of Congress”
Type in some local info or your member’s name if you know it
Then over on right, pull down SELECT FEED to General tracker.
And let it go — all done.

Now you can see what they are doing, or not doing!

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Credit Scores: Fact or Fiction?

posted by admin @ 2:39 AM
Tuesday, September 20, 2011

1. Does shopping for a mortgage loan lower your credit scores? Shopping for an auto or home loan requires lenders to request your credit report which means you have mutliple inquiries about one loan. To compensate, the scores ignore all mortgage and auto inquiries made in the 30 days prior to scoring. If you find a loan within 30 days, the inquires will not affect your scores while rate shopping.

2. How often do credit scores change?  Creditors report to the credit bureaus at different times of the month. The information they provide can help the credit scores change on a daily basis.

3. Will paying an old collection account improve your credit score? Paying an old collection accout will not improve your credit score. Collections are viewed the same rather paid or unpaid. The difference is the activity date. The older the date the less impact on your credit score.

Contact your lender to help you obtain a loan or with any questions. If you need a referral for a lender, please give me a call @ 918 629 7018.

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It is Time to Buy !

posted by admin @ 2:06 AM
Tuesday, September 20, 2011

Despite all the gloomy economic news and predictions of higher interest rates, the reality is home mortgage interest rates have fallen to record low levels.  As of this writing, local mortgage lenders are offering rates as low as 4.25% for 30-year fixed loans and 3.375% for 15-year loans.

  The monthly principle and interest payment on a $100,000 30-year loan at 4.25% is only $491.94.  When the loan amount is doubled to $200,000, the P & I payment is still less than $1000/month.

Call me  at 918 629 7018 for a lender referral.

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